Problem: Restoring files created by the windows 95 backup program using the windows 98 backup program

If you are willing to restore every file in a windows 95 backup set, you can use the windows 98 backup program to restore it.

There is a knowledge base article on this at
http://support.microsoft.com/support/kb/articles/q190/8/97.asp

Another option would be to create a minimal windows 95 install on a second partition and use that to restore selected files, then save them using zip files or copy them to another hard drive.